For non-performing loans, Hall provides an array of services for investors, lenders, and servicers to address delinquency or default within any type of loan portfolio. Hall will fully re-underwrite the loan to determine reasons for the delinquency, as well as to confirm collateral value. This analysis includes not only comparing the loan to the original underwriting guidelines and regulatory compliance, but also an evaluation of whether the loan meets the contractual obligations between the seller and purchaser of the loan or the portfolio.
- Individual loan detail worksheet including summaries of review areas above and cites to specific
Hall's Delinquent Loan/Breach Review services include:
Hall offers comprehensive reporting including:
Products and Services
Fraud and Repurchase Reviews
- Mortgage Loan Purchase Agreement review
- Property valuation review
- Occupancy evaluation
- Comprehensive fraud review
- Data integrity review
- Compliance and legal review
- Title review
- Underwriting review
- Direct verification of credit, income, assets, and employment
- Backup documentation to support breaches of the Mortgage Loan Purchase Agreement
- Demand/Breach Letter preparation
sections of the Mortgage Loan Purchase Agreement that have been breached